Flood Damage Photo Checklist for Alberta Homes
Clear photos support insurance conversations and your own after-action plan. Capture the water path and barrier first—never delay leaving a hazardous space to document property.
Safety before the camera
If water is near outlets, the panel, or may be sewage-contaminated, get people out and call appropriate help. Do not wade for the perfect shot. Once you can stand on dry, stable ground, start documenting. Follow official guidance if evacuation is ordered.
Shoot the story of the water
- Wide shot of the yard or driveway approach
- Close-ups of the entry point (stair, garage corner, well)
- Water lines on walls, doors, and baseboards with a reference object
- Sandbag barrier from both ends and the water side
- Downspout outlets and any blocked drains
- Interior rooms affected, including serial numbers on damaged appliances if safe
- Date-stamped phone metadata left intact
Photograph before major cleanup moves evidence. After you relocate belongings, take a second set showing elevation and damage. Keep originals; send copies to your insurer if you file a claim.
Note what the barrier did
Write three lines while memory is fresh: where water came from, whether the bags held or were bypassed, and what you would order next time. That note pairs with post-storm bag removal and restocking via a quote. Pre-filled bags are $5.99 each (min 10) from Edmonton Sandbags—1-888-552-7263, warehouse 4315 118 Ave NW.
What photos are not
Photos support a claim process; they are not legal advice and they do not replace reading your policy. Ask your insurer what they need. For prevention before the next event, use the Edmonton flood preparation checklist.
FAQ
When should I take flood photos?
As soon as it is safe—ideally before major cleanup—while water lines and entry points are still visible.
Should I photograph sandbags?
Yes. Show the full line, both ends, and the water approach; it documents your mitigation effort and helps plan the next reserve.
Is this insurance advice?
No. It is a practical documentation checklist; confirm requirements with your insurer and policy.
